But I totally agreed with the sentiment.
And maybe that’s all I’ll say about the topic of personal finance before I thrust my head back into the sand.
OK, actually, I’ve got to give myself credit for taking my head out of the sand on a few occasions. To redo a mortgage (I studied enough to save us from signing up for a really bad one, in the process learning what negative amortization means). To look at divorce-related finances (I can now tell you in detail why some of my state’s child-support formulas don’t fit for everyone). To set up a system for paying bills (I actually use it, at least most of the time).
Still, I need a lot of help. Like, really a lot. If you do too, here are a few resources.
Another blog is what got me thinking about the topic of money (not that my own financial worries don’t weigh on me all the time, even when my head is in the sand—funny how that works). The blog is Adult ADD and Money, and it’s about nothing but ADD and personal finance.
If you have ADD, you’re likely just as disorganized with your money as with the rest of your life. You’re certainly not alone. Here’s a CHADD article on adult ADD and finances.
For those of us with ADD, it can be helpful to use really simple systems to track money. Here's a short article in ADDitude magazine on simplifying finances.
You don’t have to be a compulsive spender or in debt to get help from Debtors Anonymous (DA), a twelve-step group. DA also helps people with underearning, poor saving habits, and vagueness and chaos around money. (Um, any of that sound as familiar to you as it does to me?) The combination of structure and nonjudgmental support can be really useful for those of us with ADD. It may be worth a try if you're having trouble implementing all those great suggestions in the other resources.